Category blog

The Slow March Towards Real-Time Money Transfer

In today's digital age, the capability for instant money transfers exists, yet their widespread implementation remains notably sluggish. This article explores the underlying reasons, revealing how financial interests, regulatory barriers, and the advent of disruptive technologies like blockchain are shaping the landscape. As fintech innovations continue to push the boundaries, traditional financial institutions are faced with a choice: evolve to meet consumer demands for real-time payments or risk obsolescence in a rapidly changing economic environment.

Twitter’s Foray into the Payments Industry

Explore how Twitter's entry into the payments industry with its first money transmitter license could redefine digital transactions, learning from Facebook's missteps and focusing on a simplified, global approach for user-centric payments.

The Anatomy of Payments

Explore the fundamentals of financial transactions in our article, covering the roles of payer and payee, the flow of value, and the essence of payment contracts. We delve into direct exchanges and the pivotal role of banks, offering a comprehensive understanding of the anatomy of payments.

New Payment Rails?

Explore the intricate world of global crypto regulations and the standoff between emerging digital currencies and traditional financial powers. This extended analysis offers insights into why nations like Russia, China, and others are reevaluating cryptocurrencies amidst US dollar hegemony and the quest for financial independence.

The Rise and Rise of Stablecoins

Explore the transformative role of stablecoins like USDT, USDC, and BUSD in cross-border payments. Learn why they're pivotal for efficiency and stability in global transactions, and discover how they're reshaping the financial landscape.